Last updated: August 29, 2025

Terms of Use & Privacy Policy — Budget Your Budget

Welcome to Budget Your Budget (“the App”). By using this App, you agree to the following Terms of Use and Privacy Policy. If you do not agree, please discontinue use.

We may update these terms occasionally. Continued use of the App after updates means you accept the changes.


1.0 Purpose of the App

  • Budget Your Budget is a personal budgeting tool.
  • The App is not a bank, financial institution, or financial advisor.
  • We do not provide investment, tax, accounting, or legal advice.
  • You are solely responsible for your financial decisions.

Disclaimer: We are not liable for any financial loss, damages, or decisions made using this App.


2.0 Data Collection & Privacy

  • All information you enter (income, categories, expenses) is stored locally on your device.
  • We do not collect, transmit, or store your personal or financial data on external servers.
  • We cannot access, recover, or restore your data if you delete the App or reset your device. Please ensure you back up your device as needed.

2.1 Third-Party Services

While the App itself does not collect data, third-party services may be used for:

  • In-app purchases & subscriptions → handled by Apple App Store or Google Play.
  • Subscription management → handled by RevenueCat.
  • Advertisements (for free users) → handled by Google AdMob.

Each third party operates under its own privacy policy:


3.0 Subscriptions & Premium Features

  • Some features (e.g., recurring categories and recurring expenses) require a paid subscription.
  • Payments are processed securely by Apple or Google; we never handle or store payment details.
  • Users are responsible for managing or canceling their subscriptions through App Store / Google Play settings.

If your subscription lapses, premium features will no longer be available, and new recurring categories or expenses will not be created.


4.0 Children’s Privacy

  • The App is not directed toward children under 13.
  • We do not knowingly collect data from children.
  • Since all data is local-only, parents remain responsible for supervising device use.


5.0 Limitation of Liability

The App is provided “as is” without any warranties. To the maximum extent permitted by law, we disclaim all liability for damages, losses, or claims arising out of your use of the App.


6.0 Governing Law

These Terms are governed by the laws of Puerto Rico, United States (or your local jurisdiction if different). Any disputes will be resolved in local courts of competent jurisdiction.